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First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).

Copyright © FirstRand 2026. All rights reserved.

  • About
  • What we do
  • Short-term financing
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Short-termfinancing

Our industry experts design, develop and customise bespoke structured lending solutions to enable clients across sub-Saharan Africa to trade across multiple jurisdictions, currencies and volatile markets.

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Our bespoke structured lending solutions not only suit our clients' specific industries, but their unique balance sheets. The Short-term Financing team optimise clients’ working capital by unlocking value in their inventory, debtors and creditors.

 

The team tailors bespoke financing solutions to clients’ specific working capital requirements through:

  • Borrowing base structures
  • Receivables purchase structures
  • Collateral management structures
  • On- or off-balance sheet financing
  • Supply chain finance
  • Metals financing
  • Agricultural financing through SAFEX

Clients can use our Structured Lending facility to finance their working capital cycle (whether covering the import/export leg, or both) for:

  • Raw material purchases
  • Finished goods
  • Funding of debtors
  • Work in progress (in some cases)

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